I got my wallet back. All cards and money in tact. Delivered to my apartment by a Filipina named Yolanda, who found it on BART and brought it all the way to San Francisco, to my street address, with no way of knowing that anyone would be there. She made my husband call me at work, so she could verify that it was my wallet, make me describe the contents and give her PERMISSION to give it to my husband. I told him to give her all the money that was in there.